Privacy Policy

Global Wealth Insurance Agency LLC ("we," "us," "our") is a licensed insurance agency offering life insurance, term life, Indexed Universal Life (IUL), fixed indexed annuities, retirement income planning, health insurance, Medicare-related insurance products, supplemental insurance, and employee benefits. This Privacy Policy explains what information we collect through https://globalwealthinsuranceagency.com and in the course of serving you, how we use and share it, and the choices you have.

Information We Collect

• Contact details: name, phone number, email address, and ZIP code.
• Insurance interests: the products you ask about and details you share about your coverage needs.
• Form submissions: information you enter in our quote, contact, and consultation forms, including optional notes and your preferred contact method.
• SMS consent records: whether you opted in to informational and/or marketing texts, the exact disclosure wording and version shown, the date and time, and the page where you submitted the form.
• Application information: if you apply for coverage, we or the insurance carrier may collect sensitive information such as date of birth, Social Security number, health and medical history, medications, financial information, and beneficiary details.
• Technical information: browser type, device, IP address, and pages visited.

How We Use Your Information

• Respond to your inquiries and requests.
• Provide insurance quotes and compare options from carriers.
• Communicate with you by phone, email, and (if you opt in) text message.
• Schedule appointments and consultations.
• Assist with insurance applications, enrollment, and policy service.
• Provide customer service and ongoing reviews of your coverage.
• Maintain records and comply with legal and regulatory obligations.

How We Share Information

We share information only when necessary and legally permitted, including with:

• Insurance carriers when you ask us to obtain a quote, submit an application, or service a policy.
• Authorized, licensed agents working with our agency to assist you.
• Service providers who help us operate, such as website hosting, customer relationship management (CRM), and messaging platforms (for example, LeadConnector / GoHighLevel). They process information on our behalf only.
• Legal and regulatory authorities when required by law, regulation, subpoena, or to protect our rights.

We do not sell your personal information.

SMS Messaging & Consent

• You may voluntarily opt in to informational and/or marketing text messages through separate, unchecked consent boxes on our forms.
• Consent to receive text messages is not required to purchase insurance or receive services.
• Message frequency varies.
• Message and data rates may apply.
• Reply STOP to opt out at any time, or HELP for assistance.
• We maintain records of your consent (including wording, version, date, time, and source page) for compliance purposes.

SMS consent and phone numbers collected for SMS consent will not be shared with third parties or affiliates for their own marketing or promotional purposes.

See our Terms & Conditions for full SMS program terms.

Sensitive Health Information

Some insurance products require health information. We collect it only when needed to obtain a quote, complete an application, or service your coverage, and we share it only with the insurance carrier and parties involved in that process. Please do not submit detailed medical information through our general website forms. When an insurance carrier receives your information, the carrier's own privacy notice and any laws that apply to it also govern how it is handled.

Data Security

We take reasonable steps to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Data Retention

We keep information only as long as needed for the purposes described here, including maintaining consent records and meeting legal, regulatory, and carrier record-keeping requirements.

Cookies and Website Analytics

Our website and service providers may use cookies and similar technologies to keep the site working, remember preferences, and understand how visitors use the site. You can control cookies through your browser settings; disabling them may affect some features.

Your Privacy Rights

Depending on where you live, you may have the right to request access to, correction of, or deletion of your personal information, and to opt out of certain uses. You may opt out of text messages at any time by replying STOP. We will not discriminate against you for exercising your rights.

California Privacy Considerations

California residents may have rights under the California Consumer Privacy Act (CCPA), as amended, to know what personal information we collect, use, and disclose; to request deletion or correction; and to opt out of the sale or sharing of personal information. We do not sell personal information. Some information related to insurance transactions may be governed by other laws instead. To make a request, contact us using the details below; we may need to verify your identity.

Children's Privacy

Our website is not directed to children under 13, and we do not knowingly collect personal information from them through the website. Information about minors may be collected only from a parent or guardian when needed for a coverage application.

Changes to This Policy

We may update this policy from time to time. The "Last updated" date shows when it was last revised.

Contact Us

For privacy questions or requests, contact us:

• Business name: Global Wealth Insurance Agency LLC
• Website: https://globalwealthinsuranceagency.com
• Phone: (559) 499-8199
• Email: info@globalwealthinsurance.com